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We’ve put together some FAQ about selling old jewellery for cash which we hope you will find useful. Don’t accept the first offer you receive. The National Association of Jewellers represents the majority of jewellers in the UK and we would obviously recommend them as your first port of call. Kitchen scales aren’t usually meant for weighing such light items eg rings, earrings, neck chains, etc so on the whole they won’t be very useful. Unfortunately putting all the items onto the scales won’t help much either, different prices are offered for different metals, you’ll be offered more for an 18ct gold piece than a Sterling silver item, gram per gram. The majority of precious metal items bear a “hallmark”, one of the earliest forms of consumer protection dating back to the early s. The hallmark comprises three compulsory marks; the sponsor’s mark a unique mark bearing the initials of the company or individual sending the item in for hallmarking – often the maker , the millesimal fineness mark a three digit number within a shaped surround, indicating the quantity of precious metal in the item in parts per thousand and the town mark indicating the assay office which tested and marked the item. There are another two voluntary marks which can appear as part of the hallmark; a date letter indicating the year the item was marked, and the traditional fineness symbol a pictorial image indicating the type of metal used, for example, a lion passant indicating Sterling silver, or a crown indicating gold.
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If you have inherited potentially valuable jewelry, one of your first priorities should be having That means getting a professional appraisal. should be carried out every few years to keep your insurance coverage up to date.
Your jewellery will be amongst your most treasured possessions and of course we at Assetsure will be pleased to provide insurance for you, either on a single article basis or for your whole collection. Insurance though will never compensate for the loss of a treasured item and we hope this never happens, but at least by having an up to date jewellery valuation , you can help to make sure that an item is replaced with one of similar value.
There are a number of reasons you should have your jewellery valued, firstly and most importantly, the price of precious metals has risen considerably in recent years and this directly affects the cost of jewellery. In these circumstances, your options would be to accept an inferior item or add to the cost of a new item from your own funds. You should also be mindful that thieves are very aware of the increase in metal prices and the number of jewellery thefts is on the increase.
Secondly, you may find that having a recent jewellery valuation is a condition of an insurance policy ; it may be difficult for you to obtain an accurate settlement under your policy unless a valuation can be produced at the time of a loss. Well its peace of mind basically, an up to date valuation will provide you with an accurate figure for replacement purposes, thus ensuring your item can be replaced with one of similar value.
A valuation will probably be one of the first things insurers ask to see following notification of a claim and having this document to hand or stored somewhere safely online can help you validate your claim quickly and efficiently. A further benefit of a valuation relates to having a full description of the item, this should provide a jeweller with good information to help obtain or construct a replacement item.
Mostl ocal jewellers should be able to provide you with a valuation for insurance purposes, but valuations are often subjective and you probably get what you pay for at the end of the day. If you are in any doubt, try contacting the National Institute of Goldsmiths. Prices will vary so you may want to obtain a couple of independent quotes and compare them exactly to the type of service being offered and the depth of report being proposed.
There are a number of different types of jewellery valuation but the vast majority are obtained for insurance purposes and the price stated should be based on the current retail price of the item including VAT.
Basically, an appraisal is a piece of paper that verifies the facts about those rings you just paid a lot of money for. It’s different from the diamond grading report you got from your jeweler. A diamond grading report will tell you everything you need to know about your diamond like the exact size. But the jewelry appraisal assigns a value to your entire ring, so it takes the diamond and other stones as well as the metal into consideration. Think of an appraisal as a souped-up receipt in case anything happens to your ring.
You’ll need it in order to get ring insurance or if you’re adding a rider to cover your ring and bands on your homeowners insurance policy.
Find the code attached to your jewelry and enter it to get your jewelry appraised! Yes, keep me up to date with exclusive email offers!
Late s to s It is always fun when a ring is inscribed with a date, taking the guess work out of circa dating. Although jewelry is sometimes seen with a much later inscription than when it was actually made, that is not the norm. Rings from the early s that are not dated may also have features to help identify them. Stones in that period were often set in a close-backed mounting, and sometimes foiled as well. Stones in the rings could also be set in a silver head with a karat gold band and rose cut diamonds, all typical of this time period.
Hair and memorial rings were worn by both men and women.
How to Value Jewelry Inherited From a Loved One
Quick answer: The best way to understand the value of your fine jewelry is with a GIA grading report, also referred to as a lab report. Online jewelry and diamond buyer Worthy. Of all the items you own in your lifetime, jewelry is often the most personal. Your prized pieces can represent a special occasion, a memory you cherish, or the love you have for another person. If you want to list jewelry or watch for sale, or you are doing estate or tax planning or getting an appraisal for insurance purposes, what you really need to know is how much money your ring, earrings, necklace, bracelet, watch or other item is worth.
We’ve put together some FAQ about selling old jewellery for cash which we hope you will find useful. What is the best way to get an honest valuation of the.
Jewellery valuations can benefit jewellers and consumers alike; however, there’s still misunderstanding in the industry. While there are many good reasons for consumers to obtain valuations for their jewellery items, valuation certificates and how they are used have caused industry controversy in recent years. THE REALITY: The popular TV show Antiques Roadshow perpetuates the myth that a cursory glance at a piece of jewellery will tell a valuer all they need to know in order to assign a value; it also implies a valuer carries all the neccessary valuation knowledge and tools required inside their head, and can draw on it at any time.
In reality, there is a great deal of behind-the-scenes work involved in Antiques Roadshow and jewellery items are carefully inspected by qualified professionals well before the show starts filming. Members of the National Council of Jewellery Valuers NCJV must undertake many years of formal training in gemmology and other specialist areas to become registered and then commit to ongoing education for the duration of their registered status to remain up-to-date with industry changes.
Registered valuers may operate or work in self-owned retail jewellery outlets but sales people or jewellers are not necessarily valuers so it is wise to be cautious about who values your precious items. The most common type of valuation — retail replacement for insurance — will vary depending on the store in which the item is to be replaced. Retail outlets have different replacement prices because their costs and overheads vary.
Another factor to consider is the sector of the market in which the item is to be replaced. In addition to valuations for insurance replacement, there are other more complex valuations, such as those required for auctions, private sales or deceased estates, all of which can differ in their end result. Keep in mind that sentimental value and dollar value are two very different things.
Why you should have your jewellery valued
Call Now to Schedule Your Appointment to have your jewelry and heirlooms appraised by professionals! A jewelry appraisal can be done on any item of jewelry, regardless of the composition, style, or condition. The purpose of a jewelry appraisal is to assign a precise dollar value for an item, often for insurance purposes. Market values change, so we recommend you have fine jewelry appraisals updated approximately every three years. The process should always include the following detail:.
A laboratory or grading report describes an unmounted gemstone.
hope this never happens, but at least by having an up to date jewellery valuation, you can help to make sure that an item is replaced with one of similar value.
It is also a great chance for the jewellery to be checked over for potential loose settings or necessary repair work. In many cases it is also an opportunity to provide a far better description and more accurate details of the item that might not be available from a purchase receipt or older valuation. Moreover, the recent regulation of valuers through professional bodies such as the Institute of Registered Valuers means that the profession has turned around in the past five years to ensure a minimum level of expertise, accuracy and detail from fully qualified valuers.
Another benefit of a professional valuation is for a valuer to confirm the authenticity of a gemstone and its certificates. The insurance companies have seen a marked increase in the number of fake certificates that claim a gemstone is something which it is not — whether that is in relation to treatments, quality grades or actual composition.
Points for Your Wedding Ring Appraisal
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Specifically if it’s an engagement ring, most of the money will be in the main diamond. If the diamond is certified and then the certificate number.
This is the highest value. Also known as Replacement Value – This is the price you would pay for the item in store today. If your favourite item of jewellery was ever lost, stolen or damaged beyond repair, a jewellery valuation would help provide the details you need in order to obtain a replacement. It provides a full description of the item and how it is made up and its insurance value at the time of valuation. Every item should be listed separately.
The item should be broken down into these categories:. It is also essential that you discuss with your valuer how you would replace the item as this affects the type of valuation produced.
Engagement Ring Insurance 101: Everything You Need to Know
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Having an up-to-date jewellery valuation is vital to ensure that your insurance policy covers your possessions adequately. Insurance valuations are based on.
It can be very easy to forget to get your engagement ring re-valued for insurance every few years. Insurance is one of those things you can never get when you need it most. Furthermore, insurance policies need updating to ensure your ring is accurately valued for insurance. In the event of loss, it is important that your insurance will cover the replacement cost of your engagement ring.
Many insurers insist upon a recent valuation document. Owing to the change in value over time, it is important to get your ring inspected and valued every few years. You may experience difficulty with a claim if your valuation is out of date. In addition, any jeweller will need specific details to create a replacement item in the event of loss. The answer to this is yes.
You can upload information about jewellery you already own and we will email you a valuation. Please try to fill in as much as possible. Our online jewellery valuation is quick and easy to complete.
Christie’s holds 26 jewelry sales a year in Amsterdam, Dubai, Geneva, Hong Kong Property is received up to ten weeks prior to the scheduled auction date. any Christie’s location worldwide for a free verbal appraisal and marketing advice.
Select your preferred date to schedule a personalized virtual consultation from the comfort of your own home. Select your preferred video call type and fill in your personal details. You will receive an e-mail from us shortly with your appointment details. Please be aware that our appointments are confirmed over the phone, so you will receive a confirmation call to reserve your slot. As part of our commitment to helping our customers get properly insured for the diamond jewelry that they purchase from us, we provide free Valuation Reports.
Valuation Reports allow you to insure your items of jewelry at the full replacement price for the high street. This is not necessarily the same amount as the price paid due to the potential cost of replacement, and the fact that we have various sales offers throughout the year. Our Valuation Reports mean that your insurance company has an accurate replacement value, should your jewelry get damaged, lost or stolen.
Our Valuation Reports are provided free of charge with each item purchased from us. Valuation Reports include all the specifics of the piece of jewelry, including diamond color and clarity. The Valuation Report will also have a picture, showing the design of the jewelry. Our Valuation Reports are very useful as a means of proving the authenticity of a piece of jewelry, in conjunction with a certificate.